Free Missouri estate plan

Protect the people you love.

Create your Missouri will and powers of attorney in minutes — free. Enter your email to begin.

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What a plan puts back in your hands

How it works

Three simple steps between you and a plan for your family.

1

Enter your info

Name, family, and the people you trust.

2

Answer a few questions

Takes about ten minutes, no jargon.

3

Get your documents

Five signed-ready PDFs, emailed to you.

See how it works

A short walkthrough of what these documents do and why they matter.

What each document actually does

Plain-language descriptions — not instructions for filling them out. Read the documents themselves, or talk to an attorney, for anything specific to your situation.

Last Will and Testament

Directs the probate court how your property is distributed after you die, and nominates who should raise your minor children and settle your estate.

Financial Power of Attorney

Lets someone you trust manage your finances and legal affairs if you become unable to.

Healthcare Power of Attorney

Lets someone you trust make medical decisions on your behalf if you can't communicate them yourself.

HIPAA Waiver

Lets anyone in possession of this document access your medical records and information when they need to act on your behalf. For example, you live in Joplin, and your spouse is in an accident in Denver, sending a copy of this document to a friend in Denver lets them get your spouse's medical records sent to you. No delays, no courts, you get the information you need as soon as possible.

What this plan is — and isn't

Why this exists. The two groups who need a will and powers of attorney the most — young families and retirees on a fixed income — are usually the two groups who can least afford to hire an attorney for them. I believe every adult should have an estate plan, not just the people who can pay for one. This won't replace the personal attention a paid engagement gets, but it will get you real, usable documents at no cost to protect you and your family.

My goal is to grow with you and your family, and when you can upgrade from this basic plan, I will be more than willing to help you further protect your family.

What it is. General-purpose Missouri estate planning documents, built from the answers you give — a genuine starting point that's far better than having nothing in place. Every field stays fully editable afterward in Acrobat or Preview, whether you're correcting a typo or updating a name years from now.

What it isn't. It's not personalized legal advice for your specific situation, and it's not a substitute for having an attorney actually review your documents before you sign. It doesn't create a trust, and it isn't built for business ownership or succession, blended families with competing interests, out-of-state or multi-state property, special needs beneficiaries, or larger taxable estates — those situations usually need more than five standard documents can provide.

It's not a one-time thing. An estate plan drawn up today can go stale. Revisit these documents after a marriage, divorce, birth, death, move, or any major change in what you own — the people you named years ago may not be the people you'd choose today.

How these documents work together

A will doesn't avoid probate — it directs it. When you die owning property in your name alone, your will tells the probate court how to distribute it — but the court process still happens. Missouri probate typically takes months, involves filing fees and public court records, and requires a personal representative to formally account to the court before anyone receives anything.

Some transfers skip probate entirely. Assets like a beneficiary deed on your home, payable-on-death bank accounts, and jointly-titled property pass directly to the person you named, without a probate case. These "non-probate transfers" work alongside your will rather than through it — your will only controls what's left titled in your name alone at your death.

Naming a guardian in your will still requires a judge's approval. If you have minor children, your will lets you nominate who should raise them — but that nomination isn't self-executing. The nominee still has to petition the probate court to be formally appointed guardian, even though Missouri courts give significant weight to your written wishes.

A trust can handle the money without changing who's appointed guardian. A guardian is responsible for your children's day-to-day care and upbringing — that appointment still goes through the court regardless of your other planning. But a trust can separately manage and distribute assets on your children's behalf, without requiring the court-supervised conservatorship process that would otherwise apply to a minor's inheritance. In other words: trust planning doesn't replace the need for a guardian, but it can replace the need for a court-supervised conservator.

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