Divorce

Family Law · Divorce

A divorce is a negotiation with a deadline. Start it knowing the numbers.

Property, support, and the children — settled by agreement where that is possible, and tried where it is not.

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How a Missouri divorce actually works ↓

Missouri calls it a dissolution of marriage, and the statute that governs it is built around one assumption: that most of it can be resolved by agreement. Section 452.325 makes a written settlement on property and maintenance binding on the court unless it is unconscionable, and the parenting-plan requirements in section 452.310 exist so that two parents can hand the judge a finished schedule instead of asking for one. This page is the map of a Missouri divorce — what has to be proved, what has to be filed, how property and support are actually decided, how long it takes, and where the real money and the real risk sit. Where an agreement is available, we build it. Where the other side will not deal in good faith, we try the case.

Where to start

Three questions decide the shape of your case.

Is there anything to divide that is hard to value?

A house is easy. A closely held business, a professional practice, a pension, stock options, or a premarital account that has been mixed with marital money is not. If the answer is yes, the valuation has to happen before anyone negotiates, because a settlement built on a guess is a modification motion with a delay built in.

Are there children under eighteen?

If so, the case has a second track. Missouri requires a specific written parenting plan in every custody judgment, a Form 14 child support calculation, and a parent education class in most circuits. Custody is decided on the child’s best interests and is never bound by what the spouses agree between themselves.

Can the two of you still talk?

Not about the marriage — about logistics. If you can exchange financial documents and sit in the same mediation room, the case will cost a fraction of what a contested one costs and finish in months rather than years. If one spouse is hiding income or using the children as leverage, the case has to be prepared for trial from day one, which is also what makes the other side settle.

What the court decides

Four things, in a fixed order.

Whether the marriage is irretrievably broken

Missouri is a no-fault state. One spouse saying so under oath is normally enough. If the other spouse denies it, the court must find one of five facts set out in section 452.320 — or continue the case for thirty days to six months and suggest counseling.

Property and debt

Separate property is set apart to its owner. Marital property is divided in the proportions the court finds just — often near equal, never automatically so — under the five factors in section 452.330.

Maintenance

Spousal support is not the norm. A spouse must first prove they lack sufficient property to meet reasonable needs and cannot support themselves through appropriate employment. Only then does the court reach amount and duration.

The children

Custody and a written parenting plan under section 452.375, and child support under Form 14. These terms are reviewed against the child’s best interests even when the parents agree, and they stay modifiable for as long as the child is a minor.

The residency and waiting rules are short, and they are not the reason cases take long. Under RSMo § 452.305 one spouse must have lived in Missouri for ninety days before the petition is filed, and thirty days must pass after filing before a judgment can be entered. A case that is fully agreed can finish not long after that thirtieth day, subject to the court’s docket. What stretches a case to a year or more is not the statute — it is discovery, valuation, and a trial setting. Effective August 28, 2026, the statute also says in so many words that pregnancy does not prevent a court from entering a judgment of dissolution or legal separation.

Property

Missouri divides marital property equitably, not equally.

A woman marking a date on a calendar beside a family photograph

Everything acquired during the marriage is presumed marital. RSMo § 452.330 presumes that all property either spouse acquired between the wedding and the decree is marital, “regardless of whether title is held individually or by the spouses in some form of co-ownership.” The presumption is rebutted only by showing the asset falls into one of the statute’s separate-property categories: property acquired by gift, bequest, devise or descent; property acquired in exchange for premarital or inherited property; property acquired after a decree of legal separation; property excluded by a valid written agreement; and the increase in value of premarital property, unless marital assets or effort contributed to it.

The division is “in such proportions as the court deems just.” The court weighs the economic circumstances of each spouse, including whether the parent with custody should keep the family home; each spouse’s contribution to acquiring the marital property, expressly including contribution as a homemaker; the value of the separate property set apart to each; the conduct of the parties during the marriage; and the custodial arrangements for the children. A fifty-fifty split is common because the factors often balance. It is not the rule.

Commingling is where the fights are. An inheritance deposited into a joint account, a premarital house refinanced in both names, a business started before the wedding and built during it. Whether those assets stayed separate, became marital, or became some of each is a tracing exercise with documents, and it is the single most common place a spouse leaves money on the table by not doing the work.

A decree does not bind your creditors. If a joint mortgage or credit card is assigned to your spouse and they stop paying, the lender still comes to you. Refinancing, closing joint accounts, and indemnity language with teeth are worth more at the settlement table than most people realize.

Support

Child support has a formula. Maintenance does not.

Child support runs through Form 14

Missouri Supreme Court Rule 88.01 creates a rebuttable presumption that the amount calculated under Civil Procedure Form 14 is correct. A new Form 14 took effect January 1, 2026. The formula is rarely the dispute; the inputs are — gross income for a self-employed or commissioned parent, imputed income, overnight credit, childcare, and health insurance.

Support ends at eighteen, or twenty-one in college

Under RSMo § 452.340 support ends when the child turns eighteen unless the child is still in secondary school or is enrolled in college by the October 1 after graduation, completes twelve credit hours a semester, and provides grade reports to the paying parent. It then runs to age twenty-one or completion of the degree, whichever comes first. A child incapacitated from supporting themselves may be supported indefinitely.

Maintenance is a two-part threshold

Under RSMo § 452.335 the spouse asking for maintenance must lack sufficient property, including the marital property apportioned to them, to meet reasonable needs, and be unable to support themselves through appropriate employment. Only then does the court weigh amount and duration against ten factors, including the length of the marriage, the standard of living, comparative earning capacity, and conduct.

Modifiable or not — say which

The statute requires every maintenance order to state whether it is modifiable or non-modifiable. That one word can matter more over ten years than the monthly figure. A non-modifiable award is certain; a modifiable one can be revisited on a substantial and continuing change. Each is the right answer for some cases, and it should be a deliberate choice.

How this works

The order of operations in a Missouri dissolution.

Petition and service

The petition under RSMo § 452.310 states the residence of each spouse, the date of marriage and separation, the children, whether the wife is pregnant, the arrangements proposed for custody and support, and the relief sought. The respondent is served and has thirty days to answer. Many circuits enter a standard order at filing restraining both spouses from moving assets or changing beneficiary designations.

Financial disclosure

Each spouse files a sworn Statement of Income and Expenses and a Statement of Property and Debt on the Missouri Courts dissolution forms. If there are children, each side also files a Form 14 and a proposed parenting plan within thirty days of service. Cases stall here, waiting on documents — not on the court.

Valuation and the numbers

Appraisal of real estate, valuation of any business interest, statements for every retirement account, and a correct Form 14. This step is what makes a negotiation real rather than a bluff, and it is the step most people skip.

Negotiate, or mediate

Most cases resolve by agreement between counsel or in mediation with a neutral. Many circuits will order mediation of custody before giving a trial date. Missouri’s public policy, written into the statutes, favors both.

The agreement and the judgment

A separation agreement under RSMo § 452.325 and a parenting plan drafted with the specificity that prevents the next fight. Property and maintenance terms bind the court unless unconscionable. Custody and support are reviewed against the child’s best interests. The judgment is final when entered under RSMo § 452.360, subject to appeal.

Trial, if it comes to that

Some cases cannot settle — hidden assets, a parent negotiating in bad faith, a safety issue. Preparing every case as if it will be tried is what keeps the settlement offers honest, and it is what protects you if the other side never makes one.

Meet Derek Haake

He values the estate, drafts the agreement, and tries the case.

Derek R. Haake, Attorney

Derek drafts marital settlement agreements and parenting plans, and litigates contested property and custody when agreement is not available. Most of what goes wrong in a divorce goes wrong in the drafting — a property division that never valued the business, a parenting plan that never said who gets the first week of summer — and the agreements written here are written against those outcomes.

Most family lawyers send the business valuation to someone else. Derek holds an MBA from the University of Akron alongside his JD, and spent three years as a Vice President and Estate Settlement Officer at Bank of America Private Bank valuing and transferring closely held business interests, real estate, retirement assets and mineral rights. A divorce with a business in it is two cases at once, and both are handled in this office.

He also drafts estate plans. A divorce changes who should inherit, who should hold your power of attorney, and who is named on every beneficiary form — and those changes have to be sequenced around the case, not remembered a year later.

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Common questions

Divorce in Missouri, answered.

Do I have to prove my spouse did something wrong?

No. Missouri is a no-fault state. The court asks whether the marriage is irretrievably broken — whether “there is no reasonable likelihood that the marriage can be preserved” in the words of RSMo § 452.305 — not who caused it. One spouse stating that under oath is normally the end of the inquiry.

If the other spouse denies under oath that the marriage is irretrievably broken, RSMo § 452.320 requires the court to find one of five facts before it can grant the dissolution: that the respondent committed adultery the petitioner finds intolerable; that the respondent behaved in a way the petitioner cannot reasonably be expected to live with; that the respondent abandoned the petitioner for at least six months; that the spouses have lived apart by mutual consent for twelve months; or that they have lived apart for twenty-four months. Alternatively, the court may continue the case for not less than thirty days nor more than six months and suggest counseling.

In practice, a spouse cannot keep a marriage alive by refusing to agree it is over. The denial delays the case; it does not defeat it. And conduct is not entirely irrelevant — it is a factor in dividing property and in setting maintenance under RSMo § 452.330 and RSMo § 452.335, and it matters a great deal where the conduct involves the children.

How long does a Missouri divorce take?

The statutory floor is thirty days. Under RSMo § 452.305 the court may enter a judgment once one spouse has been a Missouri resident for ninety days before filing and thirty days have elapsed since the petition was filed. A fully agreed case with a signed separation agreement can be submitted shortly after that, subject to the court’s docket and local practice.

A settled case with children, a house and retirement accounts more commonly runs a few months, because the financial exchange, the Form 14, the parenting plan and the drafting take real time, and because most circuits require parents to complete a parent education program under RSMo § 452.372 before the judgment.

A contested case is measured in many months to well over a year. Discovery, a business valuation, a guardian ad litem, mediation, and a trial setting each add time, and the county matters — a St. Louis County docket and a rural docket move differently. The variable you control is how quickly and completely you produce your own financial information.

What is the difference between divorce and legal separation?

Both are proceedings under the same chapter, with the same property division, maintenance, custody and support rules. The difference is the finding. A dissolution requires the court to find the marriage irretrievably broken. A legal separation under RSMo § 452.305 requires the court to find that it is not irretrievably broken — the spouses are separating their lives and finances without ending the marriage.

People choose legal separation for religious reasons, to preserve health insurance eligibility under some plans, or because they are not certain the marriage is over. It is not a halfway house that is easier to obtain; the paperwork and the disclosure are the same.

It also converts. Under RSMo § 452.360, no earlier than ninety days after a judgment of legal separation, either spouse may move to convert it to a judgment of dissolution. The property division already made stands.

Is Missouri a 50/50 state?

No. Missouri is an equitable distribution state. RSMo § 452.330 directs the court to set apart each spouse’s separate property and then divide the marital property “in such proportions as the court deems just after considering all relevant factors” — the economic circumstances of each spouse, each spouse’s contribution to acquiring the marital property including as a homemaker, the value of the separate property set apart to each, the conduct of the parties during the marriage, and the custodial arrangements for the children.

Equal divisions are common because the factors often balance out, and because that is where negotiated settlements tend to land. But a court can and does divide unequally where one spouse dissipated assets, where the disparity in earning capacity is large, or where the custodial parent needs the house. The statute gives the judge that discretion on purpose.

The threshold fight is usually classification rather than percentage. Property acquired during the marriage is presumed marital regardless of whose name is on it. The exceptions — gifts and inheritances, property exchanged for premarital assets, property excluded by a written agreement, and passive growth in premarital property — have to be proved by the spouse claiming them, with documents.

What happens to the house?

Three outcomes are common: one spouse keeps it and buys out the other’s share, often by taking less of something else; the house is sold and the proceeds divided; or one spouse stays for a defined period — until the youngest child finishes school, say — and the house is sold then. The custodial arrangement is an express factor in RSMo § 452.330, and the statute specifically mentions “the desirability of awarding the family home … to the spouse having custody of any children.”

The buy-out has a trap. A deed transfers ownership; it does not remove a spouse from the mortgage. If the spouse keeping the house cannot refinance, the other spouse remains liable to the lender on a loan for a house they no longer own. A settlement agreement should set a refinance deadline and say what happens if it is missed.

Equity is also not the same as the sale price. Real estate commissions, closing costs, deferred maintenance and capital gains exposure all affect what a house is actually worth to the spouse who keeps it, and they are routinely ignored in kitchen-table negotiations.

We own a business. What happens to it?

A business interest acquired or grown during the marriage is generally marital property, and it has to be valued before it can be divided. This is where the largest number in the case usually sits and where the most damage is done by treating it as an afterthought.

Several questions run together. What is the business worth, and by what standard — a value for a buy-sell agreement, an estate, and a divorce are not the same number. How much of the value is the owner’s personal goodwill rather than a transferable asset. Whether the operating agreement restricts transfer, so the interest cannot simply be split. Whether the owner-spouse’s reported compensation is realistic, since it drives both support and value. And how to divide it in practice — a buyout over time, an offsetting share of other assets, or a continued co-ownership almost nobody wants.

Missouri gives an LLC’s operating agreement wide berth. RSMo § 347.081 directs that the LLC statute be construed to give maximum effect to the principle of freedom of contract, so what that document says about transfers, valuation and buyouts often controls. Most family firms send this out to a business lawyer and a valuation expert. Here the business side stays in the building.

What about retirement accounts and pensions?

The portion of a 401(k), IRA, or pension earned during the marriage is marital property, and it is divided like any other asset. The premarital portion, and passive growth on it, is separate — which means the account statement from the month of the wedding is one of the most valuable documents in the case.

Employer plans are divided by a Qualified Domestic Relations Order, a separate order directed to the plan administrator under federal law. Without a QDRO, the plan will not pay the non-employee spouse, and a settlement agreement that awards half of a 401(k) without one is unenforceable against the plan. Each plan needs its own order, each administrator has its own requirements, and the order should be drafted alongside the settlement rather than months later.

Pensions raise a further question: a present-value buyout or a shared-benefit approach when payments begin. Each has tax and survivorship consequences. IRAs do not need a QDRO but do need a transfer incident to divorce done properly, or the withdrawal is taxed to the wrong person.

Will I receive maintenance, or have to pay it?

Maintenance is not automatic. Under RSMo § 452.335 the court may award it only if the spouse seeking it lacks sufficient property, including the marital property apportioned to them, to provide for reasonable needs, and is unable to support themselves through appropriate employment — or is the custodian of a child whose condition makes it appropriate that they not work outside the home. Both parts must be met.

If the threshold is met, the court sets amount and duration by weighing the financial resources of the party seeking maintenance, the time needed to acquire education or training, the comparative earning capacity of each spouse, the standard of living during the marriage, the obligations and assets of each, the duration of the marriage, the age and physical and emotional condition of the requesting spouse, the paying spouse’s ability to meet their own needs while paying, the conduct of the parties, and any other relevant factor.

There is no formula and no schedule of durations in Missouri, so the range of defensible outcomes is wide — which is exactly why this term settles well. The statute requires the order to state whether it is modifiable or non-modifiable, and under RSMo § 452.370 maintenance ends on the death of either party or the remarriage of the recipient unless the agreement or judgment says otherwise.

How is child support calculated?

Through Form 14. Missouri Supreme Court Rule 88.01 provides a rebuttable presumption that the amount calculated under Civil Procedure Form No. 14 is the correct amount of child support, and RSMo § 452.340 requires a written or on-the-record finding that the amount is unjust or inappropriate before a court can depart from it. A new Form 14 took effect January 1, 2026.

The formula is rarely the dispute. The inputs are: what counts as gross income for a self-employed parent or one with bonus or commission income; imputed income where a parent is voluntarily underemployed; the credit for overnights with the paying parent; work-related childcare; the children’s health insurance premiums; and support paid for other children. Because the worksheet is presumptively correct, a Form 14 run with the wrong numbers anchors the whole negotiation, and correcting it is the most common thing we do in cases that come to us partway through.

Support is paid by income withholding. RSMo § 452.350 requires every support order to provide for withholding, initiated on the effective date of the order unless the court finds good cause or the parties have a written alternative arrangement.

What financial documents do I need to file?

Two sworn statements, on the forms the Missouri Supreme Court publishes: a Statement of Income and Expenses and a Statement of Property and Debt. Both are on the Missouri Courts dissolution forms page. They are filed with the petition or the answer, and they are the backbone of the case — every negotiation and every trial exhibit traces back to them.

If there are minor children, each side also files a Form 14 and a proposed parenting plan, individually or jointly, within thirty days after service or entry of appearance under RSMo § 452.310.

Beyond the forms, gather three years of tax returns, recent pay stubs, statements for every bank, brokerage and retirement account, the deed and mortgage statement, vehicle titles and loans, credit card statements, life insurance policies, and any business financials. Incomplete is fine to start. The gaps are often as informative as the documents.

Can I move money or change my beneficiaries once the case is filed?

Be careful. Many Missouri circuits enter a standard order at filing that restrains both spouses from transferring, encumbering or concealing property, and from changing insurance or beneficiary designations, while the case is pending. Violating it is a contempt problem, and dissipating assets is also “conduct” the court can weigh under RSMo § 452.330.

Ordinary living expenses, ordinary business expenses, and attorney’s fees are typically allowed. Moving a large sum to a new account “to protect it,” cashing out a retirement account, or quietly changing the beneficiary on a life insurance policy are the things that go badly.

Estate planning documents deserve attention on a separate track. A will can generally be revised at any time. A power of attorney and health care directive naming your spouse can be changed. Beneficiary designations usually have to wait for the judgment. Doing the right change at the wrong time is avoidable, and we handle the sequencing as part of the case.

Do we have to take a class or go to mediation?

Often, yes. In a dissolution or legal separation involving minor children, RSMo § 452.372 directs the court to order the parties to attend educational sessions about the effects of divorce on children, unless the court waives it for good cause — and the statute lists uncontested custody cases as an example of good cause. Many circuits, including St. Louis County, require the class by local rule even so.

On mediation, the same section allows the court to order parties in a custody or visitation dispute into an alternative dispute resolution program, and many Missouri circuits will not give a contested family case a trial date until mediation has been attempted. The legislature has declared it the public policy of the state to resolve disputes about children through alternative dispute resolution.

Mediation is not arbitration. The mediator decides nothing; the two of you do, and what is said there is generally confidential. It works best when both sides arrive knowing their own numbers.

Will the court make my spouse pay my attorney’s fees?

It can. RSMo § 452.355 allows the court, after considering all relevant factors including the financial resources of both parties, the merits of the case, and the actions of the parties during the case, to order one spouse to pay a reasonable amount of the other’s attorney’s fees and costs — for the case itself, an appeal, or a later modification.

In practice, fee awards are most common where there is a large disparity in income and one spouse would otherwise be unable to litigate, and where one spouse has run up the other’s costs through obstruction. They are not a reliable way to fund a case, and a spouse who plans on a fee award instead of a settlement usually regrets it.

Where the case is about unpaid support, subsection 2 goes further: the court shall order the obligor, if requested and for good cause shown, to pay the cost of the suit, including reasonable attorney’s fees.

Does a divorce change my will and my beneficiary designations?

Not completely, and the gaps catch people. Retirement accounts, life insurance, payable-on-death accounts and transfer-on-death registrations pass to whoever is named on the form regardless of what a will says. An ex-spouse still named there generally collects. Powers of attorney and health care directives naming your spouse remain in force until you change them.

The timing matters because of the orders restraining beneficiary changes while the case is pending. Some documents can be changed at once; some have to wait for the judgment. Estate planning is a core practice here, so this is handled alongside the divorce. See Estate Planning.

What does a divorce cost?

It depends far more on how the case proceeds than on the hourly rate. An uncontested or fully settled dissolution can often be handled on a flat fee, quoted before any work begins — see uncontested divorce and custody. Contested matters are billed hourly against a retainer, with a written estimate and the assumptions behind it.

The costs people underestimate are the ones outside the attorney’s fee: the filing fee, service of process, a guardian ad litem where one is appointed, a business valuation or appraisal, a QDRO for each retirement plan, and mediation. We identify which of these your case will actually need at the consultation.

The honest arithmetic is that the difference in total cost between a case that settles and the same case tried is almost always larger than any difference in hourly rate between firms. That is why the preparation work happens early — preparation is what makes settlement possible.

Ready to start?

Find out what your case looks like before you file.

Twenty minutes, no commitment. Tell us what you own, whether there are children, and whether the two of you can still exchange documents. You will leave knowing the realistic range of outcomes, whether the case can likely be settled, and what it would cost either way.

Schedule a Free Consultation(314) 732-1547

Email derek@haakelawgroup.com · Offices in Wildwood, MO & St. Louis, MO (by appointment)

This page is general information about Missouri law, not legal advice, and does not create an attorney-client relationship. Family law outcomes depend heavily on the particular facts, and no result is promised or implied. The scope of any engagement is set out in a written agreement. Consult a licensed attorney about your situation.

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